Confused About Rates? You’re Not Alone.

Confused About Mortgage Rates?

When my daughters ask me what I do all day, my answer is simple: I talk about rates. “But Daddy,” they ask, “isn’t that boring?” The answer is absolutely not. Rates are never, ever boring, especially when you’re looking for a loan. But a loan rate is probably the most confusing topic to talk about, particularly when…

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Why 20 Percent Down May Not Be Your Wisest Move

mortgage contract

You know how the conversation goes…   PERSON: “Thinking of thinking about buying a house.” OTHER PERSON: “Oh yeah, start saving for that down payment!” Or… FRIEND: “We’d like to buy a house.” OTHER FRIEND: “Are you looking?” FRIEND: “No, I need to save up for the down payment first.” And in every case, what…

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