Podcast

MORTGAGE SECRETS: EPISODE 9 Winning a Bidding War Many areas around the country are experiencing an inventory crisis where there are simply not as many houses for sale as there are buyers. As a result, it is not uncommon to see 5-10 people bidding on the same house. In this episode of Mortgage Secrets, John…

MORTGAGE SECRETS: EPISODE 8 All About Closing Costs You don’t want to find yourself blindsided by more fees than you bargained for when you sit down to close the deal. In this episode of Mortgage Secrets, John Downs of The Downs Group talks all about closing costs. What are they? What kinds are there? How…

MORTGAGE SECRETS: EPISODE 7 All About Rates Mortgage rates can be pretty confusing, particularly if you’re a first-time home buyer being overwhelmed with “lowest rates available.” It doesn’t seem to help that many lenders use misleading marketing tactics! Do you wonder how loan officers even come up with those numbers that make up your mortgage…

MORTGAGE SECRETS: EPISODE 6 Shopping Mortgages While you might think that the mortgage rate is the most important aspect of your loan shopping experience, there are several things to consider before jumping for the cheapest available. In this episode of Mortgage Secrets, John Downs of The Downs Mortgage Group shares stories from his 17 years…

MORTGAGE SECRETS: EPISODE 5 Building Wealth Through Home Ownership What if we said that everything you’ve been told lately about how “buying a house is not an investment” wasn’t true? In this episode of Mortgage Secrets, John Downs of The Downs Mortgage Group shares three real-life examples of ordinary people building wealth through real estate—and…

MORTGAGE SECRETS: EPISODE 1 Six Mortgage Myths Think you can’t get a home loan? Think again! Even if your credit score isn’t perfect, and maybe owning a house feels like a far-off fantasy, you’ll want to tune in. In this debut episode of the Mortgage Secrets podcast, our host, John Downs of The Downs Group,…

MORTGAGE SECRETS: EPISODE 4 Choosing The Perfect Property There’s more that goes into choosing the right house than the perfect neighborhood and curb appeal. You might be ambitious enough to want to take on a fixer-upper as your first home. Before you jump to any quick decisions on buying (or not), take a look at…

MORTGAGE SECRETS: EPISODE 3 How Much to Put Down One of the biggest conversations you will have about buying a home is around how much money you should or shouldn’t put down on your home loan. Putting a chunk of money down on a mortgage is a pretty impactful decision, of course. Once you sign…

MORTGAGE SECRETS: EPISODE 2 The Cost of a Mortgage We’ve all heard the word “mortgage,” but what’s really included in all of that? Why do homeowners find themselves surprised when their monthly bill ends up being way more than they bargained for? In Episode #2 of the Mortgage Secrets podcast, John Downs of The Downs Mortgage Group…