Refinancing
Is it Time to Refinance? Read this First.
• Always make sure your refinance lines up with your long-term goals • Never pay for closing costs When was the last time you checked on your investments? If you’re like me, you herd your money like Blue Heeler cattle dog, and change course the moment something doesn’t perform to your expectations. So why is…
Read MoreConfused About Rates? You’re Not Alone.
When my daughters ask me what I do all day, my answer is simple: I talk about rates. “But Daddy,” they ask, “isn’t that boring?” The answer is absolutely not. Rates are never, ever boring, especially when you’re looking for a loan. But a loan rate is probably the most confusing topic to talk about, particularly when…
Read MoreWhy 20 Percent Down May Not Be Your Wisest Move
You know how the conversation goes… PERSON: “Thinking of thinking about buying a house.” OTHER PERSON: “Oh yeah, start saving for that down payment!” Or… FRIEND: “We’d like to buy a house.” OTHER FRIEND: “Are you looking?” FRIEND: “No, I need to save up for the down payment first.” And in every case, what…
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