Our Unique Process

Thank you for reaching out to Vellum Mortgage. We are thrilled to connect with you and learn more about your exciting journey toward homeownership. At The Downs Group, we believe education is the key to empowering our clients to make informed decisions and achieve their goals confidently. To help you get started, we have prepared this page to give you an overview of our company and team's philosophy while giving you some insight into what to expect from us moving forward.

Our ultimate goal is to make your home-buying experience as smooth and stress-free as possible. We are committed to providing exceptional service and support every step of the way while helping you achieve your homeownership dreams. Thank you again for considering Vellum Mortgage. We look forward to the opportunity to speak with you soon!

It Starts With A Conversation

The Pre-Approval Process

Understand Closing Costs

Comparing Rate and Cost Structures