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YOUR FINANCIAL INDEPENDENCE IS OUR MISSION
Our Unique Process
Thank you for reaching out to Vellum Mortgage. We are thrilled to connect…
Read MoreRisks Of Waiving The Appraisal Contingency
In real estate, the more competitive the situation, the more people think about…
Read MoreA Simple Credit Hack To Improve Your Credit Score
Getting your credit score is one of the most frustrating things about getting…
Read MoreShould You Borrow from Your 401K?
This question starts in one of the following two ways. “John, I have…
Read MoreThe Game of PMI
In a recent article, we discussed how you do not need to put…
Read MoreFirst-time Home Buyer Mistakes
I work with many first-time home buyers, and over the years, I have…
Read MorePrequalification, Preapprovals & Loan Commitments
When buying a house, the first thing you do is get pre-approved. This…
Read MoreContracts: The Secret to Getting the Home
People often ask me why some offers get accepted, and others don’t. They…
Read MoreDown Payments: How Much Should I Save Up?
Down payments are one of the most important topics to discuss when buying…
Read MoreThe Mysterious Advantage of Lender Credits
Let’s talk about the mysterious advantages of lender credits. What exactly makes them…
Read MoreHow Will I Know When It’s Time to Refinance?
One of the most common questions I get from homeowners is, “How will…
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