Request Your Custom Mortgage Plan

You're one step away from getting a clear, strategic mortgage plan tailored to your specific goals. Unlike automated calculators that provide inaccurate quotes, I will personally review the details you provide to build a real analysis. Please begin with the simple two-step form below. There is no cost, no obligation, and no impact on your credit.

Here's What a Recent Client Had to Say:

"John is a trusted advisor who has looked out for me on both of my home purchases, always providing detailed analysis."

- Alexander G. (Aug 28, 2025)

Let's Start Your Personalized Plan

Step 1 of 2: Let's begin with the basics. This allows me to establish contact and prepare for our conversation.

John Downs, trusted mortgage advisor at Vellum Mortgage helping homebuyers across DC, Maryland, and Virginia
  • Top 1% Nationally Ranked Loan Officer

  • Certified Mortgage Advisor (CMA)

  • Thousands of Closings in the DMV