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Posts Tagged ‘FHA Loan’

Conventional First-Time Homebuyer Programs (DC, MD & VA)

By John Downs - Certified Mortgage Advisor | August 12, 2025
2025 First-Time Homebuyer Mortgage Guide: Save Thousands with Low Rates and Programs in DC, MD, VA

2026 Guide to Fannie Mae and Freddie Mac First-Time Homebuyer Programs in DC, MD, and VA By John Downs – Certified Mortgage Advisor | Updated January 2, 2026 Imagine calling one lender for a first-time homebuyer quote and getting 6.625% with one point upfront. Then you contact a knowledgeable loan officer who offers 6.25% with…

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The Downs Group at Vellum Mortgage
The Downs Group at Vellum Mortgage

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We help our clients create wealth by getting them the right mortgage that fits their life goals. We're a unit of Vellum Mortgage, Inc, one of the largest mortgage companies in the DC Metro area.  The Downs Group is licensed in DC, Maryland and Virginia ONLY.

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Fairfax, VA 22033

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Annapolis, MD 21401

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Vellum Mortgage, Inc., NMLS #1657323, Equal Housing Lender. This is not an offer to enter into an agreement. Not all customers will qualify. All products subject to credit and property approval and not all products available in all states or for all dollar amounts. Refinancing your loan may increase the total finance charges over the life of your loan.