Posts Tagged ‘low down payment’
Seller Paid Closing Costs 2026: How to Get the Seller to Pay Yours (DC, MD, VA)
Should You Get the Seller to Pay Your Closing Costs in 2026? (DC, MD, VA Edition) Buy Sooner. Save Cash. Stop Renting. By John Downs – Certified Mortgage Advisor Get Approved Now or Get a Quote Key Takeaways The Strategy: Seller paid closing costs let you purchase months or years sooner than planned by immediately…
Read MorePrivate Mortgage Insurance (PMI) in 2026 for DMV Home Buyers
Everything You Need to Know About Private Mortgage Insurance (PMI) in 2026 for DMV Home Buyers Unlock Homeownership Sooner and More Affordably. By John Downs – Certified Mortgage Advisor Schedule a Consultation Get Approved Now Key Takeaways Affordable Entry to Homeownership: PMI lets you buy a DMV home with just 3-5% down, saving years of…
Read MoreGet a $20K Homebuyer Grant in MD, DC & VA (FHLB 2026)
FHLB Down Payment Grants 2026: Get Up to $20,000 to Buy a Home in the DMV 2026 Funding Expired – Other Options Exist! By John Downs – Certified Mortgage Advisor Last Updated: July 2026 | Based on 2026 FHLBank Atlanta Program Guidelines Get Funding NotificationGet Funding Notification Request a QuoteRequest a Quote FHLB Grant Status…
Read MoreSave on Closing Costs with the DC First-Time Homebuyer Transfer Tax Reduction
Save on Closing Costs with the DC First-Time Homebuyer Transfer Tax Reduction First-time DC buyers: Qualify with incomes up to $209,340 (1-person household) and homes ≤ $794,000 by reducing your recordation tax from 1.45% to 0.725%. Get Approved Now Schedule Strategy Session Why Do So Many DC First-Time Homebuyers Miss the Transfer Tax Reduction? Buying…
Read MoreMortgage Secrets Podcast: How Much to Put Down
MORTGAGE SECRETS: EPISODE 3 How Much to Put Down One of the biggest conversations you will have about buying a home is around how much money you should or shouldn’t put down on your home loan. Putting a chunk of money down on a mortgage is a pretty impactful decision, of course. Once you sign…
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