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  • Buy
    • 10 Step Buying Guide
    • Seller Credits
    • Closing Costs
    • Buy Before You Sell
    • Bridge Loans
  • Programs
    • DC First-Time Homebuyer Programs
    • DC Tax Abatement
    • Maryland Mortgage Program
    • FHLB Down Payment Grants
  • Loans
    • Conventional Loans
    • Conventional First-Time Buyer
    • FHA Loans
    • VA Loans
    • Adjustable Rate Mortgages
    • DSCR Loans
    • Refinance
  • Calculators
    • All Calculators
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    • Maryland Mortgage Calculator
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    • Recast Calculator
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    • Mortgage Points
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Posts Tagged ‘Mortgage Basics’

Seller Paid Closing Costs 2026: How to Get the Seller to Pay Yours (DC, MD, VA)

December 1, 2025
Happy couple receiving house keys at closing after using seller paid closing costs to buy their DC, Maryland, or Virginia home in 2025

Should You Get the Seller to Pay Your Closing Costs in 2026? (DC, MD, VA Edition) Buy Sooner. Save Cash. Stop Renting. By John Downs – Certified Mortgage Advisor Get Approved Now or Get a Quote Key Takeaways The Strategy: Seller paid closing costs let you purchase months or years sooner than planned by immediately…

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Programs

  • DC Tax Abatement
  • DC First-Time Buyer Programs
  • FHLB Down Payment Grants
  • Maryland Mortgage Program
  • VA Loans
  • FHA Loans
  • Conventional Loans

Guides

  • Loan Limits
  • Closing Costs
  • Seller Credits
  • Private Mortgage Insurance
  • Refinancing
  • LLPAs (Pricing Adjustments)
  • Winning Bidding Wars
  • Home Insurance

Tools

  • All Calculators
  • Amortization Calculator
  • Recast Calculator
  • Temporary Buydowns
  • Net Proceeds Calculator
  • Move-Up Tax Savings
  • Tax Savings Calculator
Downs Mortgage Group at Vellum Mortgage

202.899.2603

DownsGroup@VellumMortgage.com

Annapolis Office

115 West Street
Suite 200
Annapolis, MD 21401

Corporate Office

12700 Fair Lakes Circle
Suite 400
Fairfax, VA 22033

We help clients choose the mortgage that makes the most financial sense for their life stage. Downs Mortgage Group is a team within Vellum Mortgage, Inc., one of the largest mortgage companies in the DC Metro area. The Downs Mortgage Group is licensed only in DC, Maryland, and Virginia. John Downs NMLS 476406 · Vellum Mortgage, Inc. NMLS 1657323

Copyright © 2026 Downs Mortgage Group at Vellum Mortgage. All rights reserved. www.nmlsconsumeraccess.org 

Downs Mortgage Group | Equal Housing Opportunity
Vellum Mortgage

Vellum Mortgage, Inc., NMLS #1657323, Equal Housing Lender. This is not an offer to enter into an agreement. Not all customers will qualify. All products subject to credit and property approval and not all products available in all states or for all dollar amounts. Refinancing your loan may increase the total finance charges over the life of your loan.