Posts Tagged ‘refinance’

Top 5 Refinancing Mistakes to Avoid in the DMV (A 2026 Guide) By John Downs – Certified Mortgage Advisor | Updated December 31, 2025 Over my 25 years as a mortgage expert in DC, Maryland, and Virginia, I’ve helped homeowners save millions in interest. But I’ve also seen the flip side: costly mistakes that wipe…

When to Refinance in the DMV: A Mortgage Pro’s 18-Month Rule By John Downs – Certified Mortgage Advisor If you bought your home after 2023, you’re likely holding a mortgage with a rate of 7% or higher. With rates trending lower in the DMV since mid-2025, the time to consider refinancing is here. You’ve probably…