Josh Brawer

With over 25 years in the mortgage industry, I’ve helped thousands of homeowners across the DC, Maryland, and Virginia region navigate the home financing process with clarity and confidence. I believe in a simple philosophy: educate first, guide always, and make every step as smooth and stress-free as possible. Whether you're buying your first home or refinancing a complex scenario, my goal is to make sure you walk away with the best deal - and a deeper understanding of how you got there.

As part of the Downs Mortgage Group, I’m proud to be aligned with a team that shares my commitment to transparency, proactive communication, and doing what’s right for every client. We believe in treating people like people, not transactions, and that mindset shapes everything we do.

I hold my Master of Business Administration degree from the University of MD, and my undergraduate degree in Business Writing from Towson University, which continues to shape the analytical and strategic lens I bring to every mortgage consultation. Outside the mortgage world, I spend most of my time with my family, getting lost in a good book, or finding live music wherever I can.